Whatever you’re saving – the strapless dress, the king crab in a can, the frequent flyer miles – don’t. Everything has an experation date, including you. And while the wish to wait and find the right occasion can be overwhelming, it is born only of the fear of squandering that precious item. More often than not you will miss the perfect moment and find yourself hurtling towards death clutching something outdated, spoiled and useless. Which may or may not be a green sequined belt.